Last Updated: May 10, 2026
Welcome to Mystic Breeze. By accessing or using our website and services, you agree to be bound by these Terms of Use. Please read them carefully before proceeding.
By accessing and using the Mystic Breeze website (mystic-breeze.com) and our services, you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, you should not use our website or services.
Mystic Breeze provides retirement planning, pension optimization, and superannuation consultation services. Our services are informational and advisory in nature and do not constitute financial product advice unless specifically stated in a written agreement.
You must be at least 18 years of age to use our services. By using our website, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.
You may use our website for lawful purposes only. You agree not to:
If you create an account with us, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
All content on this website, including text, graphics, logos, images, and software, is the property of Mystic Breeze or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.
Our consultation services are provided subject to separate service agreements. Pricing, scope, and deliverables will be confirmed in writing before services commence.
Payment for services is due as specified in your service agreement. We accept various payment methods, and all fees are stated in Australian Dollars (AUD).
Cancellation and refund policies are outlined in your specific service agreement. Generally, cancellations must be made at least 48 hours before a scheduled consultation to receive a full refund.
Our website and services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding:
To the maximum extent permitted by law, Mystic Breeze and its directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, including but not limited to:
Our total liability for any claim arising from our services shall not exceed the amount you paid for those services.
Information provided on our website is for general informational purposes only and should not be considered personal financial advice. Retirement planning decisions should be made in consultation with qualified professionals who understand your specific circumstances.
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk.
You agree to indemnify and hold harmless Mystic Breeze, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
These Terms of Use shall be governed by and construed in accordance with the laws of New South Wales, Australia. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of New South Wales.
In the event of a dispute, we encourage you to contact us first to seek an informal resolution. If the dispute cannot be resolved informally, it may be submitted to mediation before pursuing legal action.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on this page with an updated "Last Updated" date. Your continued use of our website after changes are posted constitutes acceptance of the modified terms.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms of Use, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and Mystic Breeze regarding your use of our website and services.
If you have questions about these Terms of Use, please contact us:
Email: [email protected]
Address: Level 12, 385 George Street, Sydney NSW 2000, Australia
Nothing in these Terms is intended to exclude, restrict, or modify any rights you may have under the Australian Consumer Law or other applicable consumer protection legislation that cannot be lawfully excluded.